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Randy Bartels / December 22, 2022
What is PCI Requirement 3.3? PCI Requirement 3.3 states, “Mask PAN when displayed (the first six and last four digits are the maximum number of digits to be displayed), such that only personnel with a legitimate business need can see more than the first six/last four digits of the PAN.” What is PAN? The PCI DSS says, “The primary account number (PAN) is the defining factor for cardholder data. If…
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Randy Bartels / December 22, 2022
PCI Requirement 3.2 requires that organizations do not store sensitive authentication data after authorization, even if encrypted. Sensitive authentication data includes full track data (magnetic-stripe data or equivalent on a chip), CAV2/CVC2/CVV2/CID, and PINs/PIN blocks. Along with PCI Requirement 3.2 comes three sub-requirements. PCI Requirement 3.2.1 states, “Do not store the full contents of any track (from the magnetic stripe located on the back of a card, equivalent data contained…
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Randy Bartels / December 22, 2022
PCI Requirement 3.2 states, “Do not store sensitive authentication data after authorization (even if encrypted). If sensitive authentication data is received, render all data unrecoverable upon completion of the authorization process. It is permissible for issuers and companies that support issuing services to store sensitive authentication data if there is a business justification and the data is stored securely.” Organizations in compliance with the PCI DSS should never store sensitive…
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Randy Bartels / December 22, 2022
PCI Requirement 3.1 requires organizations to securely delete data that is not required to be retained for business or legal requirements. Why is complying with PCI Requirement 3.1 important? So that cardholder data cannot be recreated by malicious individuals. PCI Requirement 3.1 states that organizations should, “Keep cardholder data storage to a minimum by implementing data retention and disposal policies, procedures, and processes…” PCI Requirement 3.1 aligns with the methodology…
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Sarah Harvey / December 19, 2022
Halfway through the year 2017, we find ourselves reading a similar headline in the news every day, "XYZ Company Has Announced 100 Million Customer Records Exposed in Data Breach." As we skim the articles, we breathe a brief sigh of relief that it isn’t our company in the headline, knowing that we could be next. According to a 2017 Ponemon Institute Report, the average total cost of a data breach…
